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Listen this way听力教程第一册-8

时间:2006-10-23 16:00:00

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(单词翻译)

Part Ⅰ Getting ready
The functions of money as a medium of exchange and a measure of value greatly facilitate the exchange of goods and services and the specialisation of production. Without the use of money, trade would be reduced to barter1, the direct exchange of one commodity for another. In a money economy, the owner of a commodity may sell it for money, thus avoiding the time and effort that would be required in a barter economy. Money may thus be regarded as a keystone of modern economic 1ife.

A  The following words and phrases will appear in this unit. All of them are related to money. Listen carefully and study the definitions.
   1. savings2 account: a bank account which earn interest
   2. checking account: a bank account which usually earns little or no interest and from which money can be taken out at any time by cheque
   3. cheque / check: a written order to a bank to pay a certain sum of money from one's bank account to oneself or to another person
   4. bank book: a book in which a record of the money one puts into and takes out of a bank is kept
   5. traveller's cheque: a cheque bought from a bank or travel agency that can be exchanged for the money of the country one is in, used by travellers abroad
   6. currency: the particular type of money in use in a country
   7. invoice3: bill; a document issued by a seller to a buyer listing the goods or services supplied and stating the sum of money due
   8. transfer: move money from one bank to another
   9. credit: put money into an account
  10. convert: change from one currency to another

B  Here are some short conversations which take place at banks. Please listen and then supply the missing words.
   1. Man:   I'd like to open a ________ and a ________ account.
      Woman: Our minimum deposit for a savings account is ________.
      Man:   What is the ________ rate?
      Woman: It's ________.
      Man:   Do you ________ for cheques?
      Woman: Each cheque that you write will cost ________.

   2. Woman:  I'd like to ________ some money from my savings account.
      Teller4: First you'll have to ________ out one of these withdrawal5 ________.
      Woman:  Oh, no. It asks for my ________ number. I forgot my ________ book.
      Teller: I'm ______ you'll need that first.

   3. Man:    Can I ________ a cheque here?
      Teller: Do you have an account ________ us?
      Man:    Yes, I have a ________ account here.
      Teller: Please write your account ________ on the back of the ________.
      Man:    Is that all you ________?
      Teller: Could I see one more piece of ________?
      Man:    Will a driver's ________ do?
      Teller: Yes. That'd be  ________.
 
   4. Man:          I would like to ask about taking a ________.
      Loan Officer: Do you have an ________ here.
      Man:          Yes, I've been a ________ here for several ________.
      Loan Officer: How much do you want to ________?
      Man:          ________ dollars.
 
   5. Clerk: Yes?
      Man:   I want to cash this _______ cheque.
      Clerk: Do you have your ________?
      Man:   Yes.
      Clerk: Thank you. ________ here, please. Here you are.
      Man:   Thank you.

C  You are going to hear some currency codes. Write the appropriate currency code next to the name of the country.
   Currency code  Country        Currency code  Country
   _____________  Holland        _____________ Belgium
   _____________  Great Britain  _____________  Australia
   _____________  Italy          _____________  the United Sates of America
   _____________  Canada  _____________ Japan
   _____________  Norway         _____________ Sweden
   _____________  Denmark  _____________ Switzerland
   _____________  Germany  _____________ France
   _____________  Spain   _____________  the People's Republic of China

Part Ⅱ  Using a bank account
Transactions carried out by any individual or firm engaged in providing financial services are called banking6. In the broadest sense, a bank is a financial intermediary that performs one or more of the following functions: safeguards and transfers funds, lends or facilitates lending, guarantees creditworthiness, and exchanges money. A narrow and more common definition of a bank is a financial intermediary that accepts, transfers, and most important, creates deposits.

A  You are going to hear a short passage about foreign exchange. Write down every word as a dictation. It will be read three times. In the first reading, you will hear the whole passage from beginning to end. In the second reading, you will hear a pause after each sentence or just part of a sentence. During the pause, you must write down what you have just heard as quickly as possible. You can check what you have written with the third reading.
   _____________________________________________________________
   _____________________________________________________________
   _____________________________________________________________
   _____________________________________________________________
   _____________________________________________________________
   _____________________________________________________________

B  Alex is a university freshman7. It's the first time for him to go to the bank to draw some money on his own. In this section, you are going to listen to a conversation between Alex and the cashier. While you listen, suppose you are Alex, and fill in the blank cheque according to the instructions given by the bank cashier.
    
Part Ⅲ Making phone calls to chase late payments
Cash payment is not popular in modern society. Banks are playing an important role in today's economy. A bill of exchange is preferred by more and more people. The most common bill of exchange is the cheque. But every coin has two sides, and banks are no exception. Sometimes something unexpected will happen.

A  You are going to hear several phone calls about chasing late payment of invoices8. While listening for the first time, focus on the key words, add more key words if you can in the left-hand column. After the second listening, complete the summaries of the phone calls in the right-hand column with the help of the notes.
   Summary
   Call 1
   Paul Smythe _________ Mr. Martinez from __________ in the _______ about their _________. It was sent to Mr. Martinez on _________, but the __________ hadn't been ___________ even after more than _________ months Mr. Martinez promised to  it and he would __________ Mr. Smythe in the_________.
 
   Summary
   Call 2
   __________ called back ____________ in the afternoon and told him that the reason why the ________ couldn't be _________ is because Mr. Symthe's ____________ were ___________. Actually it was ___________ who made a mistake. He mistook ________ for ___________. So Mr. Martinez promised to ____________ the amount to the ___________ the ___________ day ___________ the bank opened.
 
   Summary
   Call 3
   Mr. Smythe telephoned the __________ of the __________ to ___________ whether a ___________ had been ___________ from ___________. The account number was ___________ and the account name was dress was ______________, and the address was ___________. The ___________ was received on ___________ and the actual amount was __________. But Mr. Smythe was expecting a __________ figure of __________. So that's how it is. The money was transferred in ___________, so it had to be _________ into ________, and the bank charged __________ for the conversion9.

B  Now try this: listen to some more authentic10 versions of the phone calls.

Part Ⅳ  More about the topic: E-money--Money of the Future?
The most important types of money are commodity money, credit money, and fiat11 money. The value of commodity money is about equal to the value of the material contained in it. Credit money is paper backed by promises by either a government or a bank, to pay the equivalent value in the standard monetary12 metal. Paper money that is not redeemable13 in any other type of money and the value of which is fixed14 merely by government edict is known as fiat money. But do you know what money will look like in the future?
The following short passage is about the latest money: electronic-money or e-money. Supply the missing words while listening.

   Just _______: no ______ in your pants, no _____ in your wallet. To buy a coke, you simply ______ a card into the vending15 machine. You put __________ the same card to ________ a bus, _____ your laundry, or ________ a newspaper. You ________ value to the card by inserting it in an Automatic Teller Machine.
   Such are the ________ cards scientists are developing. Some scientists call them chip cards. Some others call them ___________ purses, or simply e-money--money of the future.
   A smart card goes a step _________ the magnetic card we use today. It is like a ________ disk or almost a tiny ________. It is a ________ device. Scientists intend such smart cards to ________ cash in our wallets.
   Why cards instead of cash or cheque? Convenience, ________, and cost. Money _____ money. ________ it, accounting16 for it, and __________ it is expensive--whether the money in the form of _____, cheques, or ____________. Money wears out, cheques must be handled and _______. Credit cards must be manufactured. The amounts of transactions must be verified by phone.
   Today's bills are problematic for ________ machines. Where a ________ coin is acceptable, a ______ coin will be _______. Modern vending machines ________ dollar ________, but remember, only perfectly17 ________ dollar bills, without ________ corners or wrinkled ________.
   And one of the most important benefits of smart cards is that the card's ________  be verified and changed without going through a _______ system such as a ________ card has to. That will finally ________ smart cards ________ the favour of all users and in effect become the money of the ________, sooner than we ________.

part Ⅴ  Memory test: Judy's Weekly Spending
Any medium of exchange that is widely accepted in payment for goods and services and in settlement of debts is money. Money also serves as a standard of value for measuring the relative worth of different goods and services. The number of units of money required to buy a commodity is the price of the commodity.
You are going to hear Judy describing what she spent money on last week (preferably only one time). Pay close attention to the prices, and add up in your mind how much money she spent. The monologue18 is followed by some questions . Listen and write down the brief answers as quickly as possible according to the notes you have taken while listening.
 
Part Ⅵ  Reminder of key points in this unit
           Verb & Verb Phrase  Noun & Noun Phrase Other
   Part Ⅰ charge        savings account         minimum
    withdraw        checking account appropriate
    fill out        deposit 
    cash                interest rate 
    take out            check / cheque   
    sign                withdrawal form
                               withdrawal form
                               bank book 
                 identification 
                 driver's license 
                 loan 
                 customer 
                 traveller's cheque 
                 currency code 
   Part Ⅱ make out            top right-hand corner  on the left/right-
    draw out        amount                  hand side
                 bottom right-hand corner  afterwards
                 signature          in letters / numbers
                                    right underneath
                                    only
   Part Ⅲ ring about        invoice                  exactly
    raise        payment                  royal
    follow        bank detail          manana
    check        account enquiry 
    get back to        transfer 
    contact        account name 
    look forward to     partners 
    hear from        estate 
    look into        credit 
    transfer        round figure 
    sort out credit     charge screen 
    convert        Spanish pesetas 
                 conversion 
   Part Ⅳ insert        e-money                  smart
    pull out        pant                  electronic
    board        vending machine          magnetic
    add value to        laundry                  problematic
    go a step beyond    Automatic Teller Machine  acceptable
    intend        chip                  perfectly
    replace        computer disk            folded
     handle        memory device          wrinkled
    account for        convenience          in effect
    wear out        transaction 
     verify        benefit 
    reject        complex 
    win the favour of  
   Part Ⅴ         supermarket          a bit up from
                 petrol                  a couple of
                 pub                  from time to time
                 luxury                  not bad
 


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1 barter bu2zJ     
n.物物交换,以货易货,实物交易
参考例句:
  • Chickens,goats and rabbits were offered for barter at the bazaar.在集市上,鸡、山羊和兔子被摆出来作物物交换之用。
  • They have arranged food imports on a barter basis.他们以易货贸易的方式安排食品进口。
2 savings ZjbzGu     
n.存款,储蓄
参考例句:
  • I can't afford the vacation,for it would eat up my savings.我度不起假,那样会把我的积蓄用光的。
  • By this time he had used up all his savings.到这时,他的存款已全部用完。
3 invoice m4exB     
vt.开发票;n.发票,装货清单
参考例句:
  • The seller has to issue a tax invoice.销售者必须开具税务发票。
  • We will then send you an invoice for the total course fees.然后我们会把全部课程费用的发票寄给你。
4 teller yggzeP     
n.银行出纳员;(选举)计票员
参考例句:
  • The bank started her as a teller.银行起用她当出纳员。
  • The teller tried to remain aloof and calm.出纳员力图保持冷漠和镇静。
5 withdrawal Cfhwq     
n.取回,提款;撤退,撤军;收回,撤销
参考例句:
  • The police were forced to make a tactical withdrawal.警方被迫进行战术撤退。
  • They insisted upon a withdrawal of the statement and a public apology.他们坚持要收回那些话并公开道歉。
6 banking aySz20     
n.银行业,银行学,金融业
参考例句:
  • John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
  • He possesses an extensive knowledge of banking.他具有广博的银行业务知识。
7 freshman 1siz9r     
n.大学一年级学生(可兼指男女)
参考例句:
  • Jack decided to live in during his freshman year at college.杰克决定大一时住校。
  • He is a freshman in the show business.他在演艺界是一名新手。
8 invoices 56deca22a707214865f7ea3ae6391d67     
发票( invoice的名词复数 ); (发货或服务)费用清单; 清单上货物的装运; 货物的托运
参考例句:
  • Take the example of a purchasing clerk keying invoices into a system. 继续说录入员输入发票的例子,这个录入员是一个全职的数据输入人员。 来自About Face 3交互设计精髓
  • Consular invoices are declarations made at the consulate of the importing country. 领事发票是进口国领事馆签发的一种申报书。
9 conversion UZPyI     
n.转化,转换,转变
参考例句:
  • He underwent quite a conversion.他彻底变了。
  • Waste conversion is a part of the production process.废物处理是生产过程的一个组成部分。
10 authentic ZuZzs     
a.真的,真正的;可靠的,可信的,有根据的
参考例句:
  • This is an authentic news report. We can depend on it. 这是篇可靠的新闻报道, 我们相信它。
  • Autumn is also the authentic season of renewal. 秋天才是真正的除旧布新的季节。
11 fiat EkYx2     
n.命令,法令,批准;vt.批准,颁布
参考例句:
  • The opening of a market stall is governed by municipal fiat.开设市场摊位受市政法令管制。
  • He has tried to impose solutions to the country's problems by fiat.他试图下令强行解决该国的问题。
12 monetary pEkxb     
adj.货币的,钱的;通货的;金融的;财政的
参考例句:
  • The monetary system of some countries used to be based on gold.过去有些国家的货币制度是金本位制的。
  • Education in the wilderness is not a matter of monetary means.荒凉地区的教育不是钱财问题。
13 redeemable 766aacb8653d78ff783bcd5db982be33     
可赎回的,可补救的
参考例句:
  • These vouchers are redeemable against any future purchase. 这些优惠券将来购物均可使用。
  • The bonds are redeemable by annual drawings. 公债每年抽签偿还。
14 fixed JsKzzj     
adj.固定的,不变的,准备好的;(计算机)固定的
参考例句:
  • Have you two fixed on a date for the wedding yet?你们俩选定婚期了吗?
  • Once the aim is fixed,we should not change it arbitrarily.目标一旦确定,我们就不应该随意改变。
15 vending 9e89cb67a07fe419b19a6bd5ee5210cc     
v.出售(尤指土地等财产)( vend的现在分词 );(尤指在公共场所)贩卖;发表(意见,言论);声明
参考例句:
  • Why Are You Banging on the Vending Machine? 你为什么敲打这台自动售货机? 来自朗文快捷英语教程 2
  • Coca-Cola had to adapt almost 300,000 vending machines to accept the new coins. 可口可乐公司必须使将近三十万台自动贩卖机接受新货币。 来自超越目标英语 第5册
16 accounting nzSzsY     
n.会计,会计学,借贷对照表
参考例句:
  • A job fell vacant in the accounting department.财会部出现了一个空缺。
  • There's an accounting error in this entry.这笔账目里有差错。
17 perfectly 8Mzxb     
adv.完美地,无可非议地,彻底地
参考例句:
  • The witnesses were each perfectly certain of what they said.证人们个个对自己所说的话十分肯定。
  • Everything that we're doing is all perfectly above board.我们做的每件事情都是光明正大的。
18 monologue sElx2     
n.长篇大论,(戏剧等中的)独白
参考例句:
  • The comedian gave a long monologue of jokes.喜剧演员讲了一长段由笑话组成的独白。
  • He went into a long monologue.他一个人滔滔不绝地讲话。

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