新西兰英语 616 Student loans
时间：2013-09-02 01:57:09
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（单词翻译）
The government is going to change the repayment1 rate for student loans. At the moment, when graduates earn a minimum of $19,084 a year (that is $367 a week), they have to start repaying the loan at a rate of 10% of their pay until the full loan is paid. This will change to 12% after the Budget at the end of this month. The government said that extra money will add another $60 or $70m to the Education Budget which will be used mostly for Science and Engineering education.
The three-year holiday from repaying a loan for those who go overseas is now only one year. Listen to April 18th 2011 to hear more about student loans.
The government is also planning a reward for graduates who pay back their loans fast. We will have to wait for the Budget on May 24th to hear the details of this.
Another change for students will affect those who come from families on low incomes. If their parents earn less than $55,000, students can apply for an allowance of $6,000 a year. The government says there will be no change for the next four years to that $55,000 maximum income. The other change is that the student allowance will only be for four years. At the moment it is five years.
Vocabulary
repay (v), repayment (n) – pay back money borrowed
The Budget – the government’s spending plan for the year
minimum – lowest number
maximum – highest number
reward – prize
affect – make a difference
allowance – money for living while they are at university. It is not a loan – they do not pay it back.
Grammar
is going to – is planning to, will (‘going to’ is more common for plans)
have to start– ‘have to’ is more common than ‘must’
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