在线英语听力室

雅思听力场景解析:银行场景

时间:2014-01-18 04:43:18

(单词翻译:单击)

   银行交易的雅思听力场景主要以银行提供的服务项目为主,包括开户头、存款、提款、货币兑换等信息。

  1)常用词汇
  bank book/pass book存折 open an account开户earn interest赚取利息 savings1 account储蓄存款帐户current account活期存款帐户 check/cheque account支票帐户deposit account定期存款帐户 annual interest rate年利率monthly savings account按月计息帐户 daily interest account按天计息帐户instant account速成户头 service charge服务费/手续费signature card签名卡 draw/withdraw提款
  order check/cheque记名支票 rubber check/cheque空头支票blank check/cheque空白支票 exchange rate汇率denomination=face value面额 four in hundred四张一百元面额give the money in fives/tens换成五元或十元面额bill钞票 change零钱
  cash现金 password/code密码
  amount in figures小写金额 amount in words大写金额credit card信用卡 the balance of your bank account帐户余额traveler’s check/chque旅行支票 coin硬币
  penny便士 nickel(美、加)的五分硬币
  dime(美、加)的十分硬币 unit 货币单位
  value/worth面值 ounce盎司1/16磅
  commercial/merchant bank商业银行 full refund全额偿还extension延期 overdraw/overdraft透支
  rebate2回扣 payday发薪日
  pay slip/envelop薪水单 a princely sum(an excessive amount)巨款mortgage抵押 installment3分期付款
  apply for/grant_______a loan申请/批准贷款debt债务 collateral4担保物
  fill out/in填写 chquebook/checkbook支票簿loan贷款 joint5 account联名帐户
  expense account公款支付帐户 cashier收银员teller银行职员 statement对帐单
  money order汇票 accountant会计
  A.T.M自动取款机
  2)常用句型
  I’d like to open a_____________account.
  I’d like to check the present balance in ___________account.
  I’d like to apply for a personal loan.
  I’d like to change(兑换)___________for_____________.
  What’s the current rate?
  How would you like to receive your change(零钱)?
  还有时常会考到银行的开放时间,一般是几点到几点?还有周末或许不同(注意)

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1 savings ZjbzGu     
n.存款,储蓄
参考例句:
  • I can't afford the vacation,for it would eat up my savings.我度不起假,那样会把我的积蓄用光的。
  • By this time he had used up all his savings.到这时,他的存款已全部用完。
2 rebate GTIxY     
v./n.折扣,回扣,退款;vt.给...回扣,给...打折扣
参考例句:
  • You can claim a rebate on your tax.你可以要求退回部分税款。
  • Customers are to benefit from a rebate on their electricity bills.顾客将从他们的电费退费中得到实惠。
3 installment 96TxL     
n.(instalment)分期付款;(连载的)一期
参考例句:
  • I shall soon pay the last installment of my debt.不久我将偿付我的最后一期债款。
  • He likes to buy things on the installment plan.他喜欢用分期付款法购买货物。
4 collateral wqhzH     
adj.平行的;旁系的;n.担保品
参考例句:
  • Many people use personal assets as collateral for small business loans.很多人把个人财产用作小额商业贷款的抵押品。
  • Most people here cannot borrow from banks because they lack collateral.由于拿不出东西作为抵押,这里大部分人无法从银行贷款。
5 joint m3lx4     
adj.联合的,共同的;n.关节,接合处;v.连接,贴合
参考例句:
  • I had a bad fall,which put my shoulder out of joint.我重重地摔了一跤,肩膀脫臼了。
  • We wrote a letter in joint names.我们联名写了封信。