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A Lifeline for Millions in Somalia, Money Remittance Industry Seeks More Support

时间：2017-10-21 17:47:54

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（单词翻译）

A Lifeline for Millions in Somalia, Money Remittance1 Industry Seeks More Support

Every month, Fatma Ahmed sends $200 of the earnings2 she makes in London to her family in Somalia.

"It's for daily life. For rent, for buying grocery things, to live over there. Because actually in Somalia, that much we do not have," she said.

The two million Somalis living overseas send an estimated $1.3 billion back home every year. With no formal banking3 system in Somalia, most of the diaspora use remittance services.

Technology makes that possible, says Abdirashid Duale, CEO of Dahabshiil, one of Africa's biggest remittance services.

"Now, it is so instant, where we have the latest technology, with the internet, secure channels that we can use to send money back home," Duale said. "Or we use mobiles … smartphones, technology where it will help us to deliver money quickly, but less costly4. Technology is supporting us also with the compliance5 issue."

Remittance companies rely on global banks to route the money, and those banks must comply with regulations on money laundering6 and the financing of crime and terrorism.

Citing those concerns, many banks have chosen to withdraw from the market. Such a move is unnecessary, says remittance industry expert Laura Hammond of London's School of Oriental and African Studies.

"Very often, it is not based on any kind of empirical evidence that shows that money is going into the wrong hands," Hammond said. "The fear is just there is a conflict in Somalia, there's the al-Shabab movement. And so there is a problem in a sense, a real precarious7 nature of the Somali remittance industry."

The industry received a high-profile boost last month as the Bill & Melinda Gates Foundation donated $1 million using the remittance firm Dahabshiil, along with mobile phone companies Somtel and eDahab, with the money transferred "live" to 1,000 families suffering the drought in Somalia.

The technology is moving fast. However, the cooperation of the global banking system remains8 key, and the remittance industry wants regulators to do more to support this lifeline.


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1 remittance zVzx1     
n.汇款，寄款，汇兑
参考例句：
  • Your last month's salary will be paid by remittance.最后一个月的薪水将通过汇寄的方式付给你。
  • A prompt remittance would be appreciated.速寄汇款不胜感激。
2 earnings rrWxJ     
n.工资收人；利润，利益，所得
参考例句：
  • That old man lives on the earnings of his daughter.那个老人靠他女儿的收入维持生活。
  • Last year there was a 20% decrease in his earnings.去年他的收入减少了20%。
3 banking aySz20     
n.银行业，银行学，金融业
参考例句：
  • John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
  • He possesses an extensive knowledge of banking.他具有广博的银行业务知识。
4 costly 7zXxh     
adj.昂贵的，价值高的，豪华的
参考例句：
  • It must be very costly to keep up a house like this.维修这么一幢房子一定很昂贵。
  • This dictionary is very useful,only it is a bit costly.这本词典很有用，左不过贵了些。
5 compliance ZXyzX     
n.顺从；服从；附和；屈从
参考例句：
  • I was surprised by his compliance with these terms.我对他竟然依从了这些条件而感到吃惊。
  • She gave up the idea in compliance with his desire.她顺从他的愿望而放弃自己的主意。
6 laundering laundering     
n.洗涤（衣等），洗烫（衣等）；洗（钱）v.洗（衣服等），洗烫（衣服等）( launder的现在分词 )；洗（黑钱）（把非法收入改头换面，变为貌似合法的收入）
参考例句：
  • Separate the white clothes from the dark clothes before laundering. 洗衣前应当把浅色衣服和深色衣服分开。 来自《简明英汉词典》
  • He was charged with laundering money. 他被指控洗钱。 来自《简明英汉词典》
7 precarious Lu5yV     
adj.不安定的，靠不住的；根据不足的
参考例句：
  • Our financial situation had become precarious.我们的财务状况已变得不稳定了。
  • He earned a precarious living as an artist.作为一个艺术家，他过得是朝不保夕的生活。
8 remains 1kMzTy     
n.剩余物，残留物；遗体，遗迹
参考例句：
  • He ate the remains of food hungrily.他狼吞虎咽地吃剩余的食物。
  • The remains of the meal were fed to the dog.残羹剩饭喂狗了。

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