英语新闻-美国CIT集团申请破产保护

时间：2009-11-03 05:53:35

（单词翻译:单击）

The US lender, CIT Group, has filed for bankruptcy¹ protection, after a debt-exchange offer to bondholders failed.

在与债券持有人融资失败之后，美国金融出贷方CIT集团申请破产保护。

However, the majority of bondholders（债券持有者） have agreed a reorganisation（重组） plan that will reduce CIT's debt by $10bn (£6bn) while allowing it to go on operating.

The group's operating subsidiaries（子公司，附属机构）, including CIT Bank, were not included in the bankruptcy filing in New York.

CIT Group suffered as the credit crisis（信用危机） left it unable to fund itself, and the recession exposed it to many bad loans（坏账，不良贷款）.

Under the reorganisation plan which has been approved by bondholders, creditors² will end up owning the company.

Most bondholders will also end up with new CIT debt worth about 70% of the face value of their old debt. Preferred shareholders³, including the US government, will get money only after other creditors are paid back.

The government invested $2.33bn in CIT shares in December 2008 through the Troubled Asset Relief Programme (Tarp). It could have lost more, however, had it not declined to give more aid this year.

"The decision to proceed with our plan of reorganisation will allow CIT to continue to provide funding to our small business and middle market customers, two sectors⁴ that remain vitally important to the US economy," said CIT's chairman and CEO, Jeffrey Peek⁵, who will step down by the end of the year.

CIT's bankruptcy protection filing, showing $71bn in finance and leasing assets against total debt of $64.9bn, is one of the biggest in US corporate⁶ history.

Analysts⁷ say it is unclear what this will mean for US small and medium-sized businesses, many of which depend on CIT for loans.

来源：英文阅读网

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1 bankruptcy
n.破产；无偿付能力
参考例句：
You will have to pull in if you want to escape bankruptcy.如果你想避免破产，就必须节省开支。 His firm is just on thin ice of bankruptcy.他的商号正面临破产的危险。

2 creditors
n.债权人，债主( creditor的名词复数 )
参考例句：
They agreed to repay their creditors over a period of three years. 他们同意3年内向债主还清欠款。来自《简明英汉词典》 Creditors could obtain a writ for the arrest of their debtors. 债权人可以获得逮捕债务人的令状。来自《简明英汉词典》

3 shareholders
n.股东( shareholder的名词复数 )
参考例句：
The meeting was attended by 90% of shareholders. 90%的股东出席了会议。 the company's fiduciary duty to its shareholders 公司对股东负有的受托责任

4 sectors
n.部门( sector的名词复数 )；领域；防御地区；扇形
参考例句：
Berlin was divided into four sectors after the war. 战后柏林分成了4 个区。来自《简明英汉词典》 Industry and agriculture are the two important sectors of the national economy. 工业和农业是国民经济的两个重要部门。来自《现代汉英综合大词典》

5 peek
vi.偷看，窥视；n.偷偷的一看，一瞥
参考例句：
Larry takes a peek out of the window.赖瑞往窗外偷看了一下。 Cover your eyes and don't peek.捂上眼睛，别偷看。

6 corporate
adj.共同的，全体的；公司的，企业的
参考例句：
This is our corporate responsibility.这是我们共同的责任。 His corporate's life will be as short as a rabbit's tail.他的公司的寿命是兔子尾巴长不了。

7 analysts
分析家，化验员( analyst的名词复数 )
参考例句：
City analysts forecast huge profits this year. 伦敦金融分析家预测今年的利润非常丰厚。 I was impressed by the high calibre of the researchers and analysts. 研究人员和分析人员的高素质给我留下了深刻印象。