商业报道:玩具安全标准提高

（单词翻译）

Small Business Report: Safe toys

There will be tougher toy safety standards, as Headline News' Jennifer Westhoven reports.

Every year they have the annual toy fair, it's happening right now in New York City and safety is the big issue this year, Jennifer Westhoven, Toys R Us says that it's making the toys safer, what else do we know?

Well, we know, Robin¹, that they want stricter standards right, so they are talking about lower amounts of lead in any of the toys, they are talking about phasing out some dangerous chemicals including phthalate, that's a vinyl additive², it's been linked to solve problems in rats. They, obviously, all these companies that sell toys, they do not want any more of these awful headlines about recalls of millions of dangerous toys that are kids' favorite, and that of course frightens parents right out of the toy aisle³. Now, Toys R Us is actually, uh, you know, Walmart did this last week, and what's happening is, most of these companies are trying to get out ahead of, they know what's coming next week, next week the Federal Government is going to announce some national standards and all the toy companies, right, they don't wanna look like they're, they don't meet federal standards, they wanna get out ahead of that.

All right, here's a sign when it comes to the housing market, and some of the conditions that led up to the mortgage meltdown that we have, that they may be going the way of the dodo. I'm talking about the things like the Ninja loan, when you could get a mortgage with no income, no job, and no assets. A company called MGIC, a major mortgage company, according to San Francisco Chronicle says from now on, no more reduced paper work loans, no mortgages with less than a 5% down payment and no loans for flippers, the owner has to live in that house, and this is at, in major cities across the country. Robin.

That's gonna be interesting because a lot of people on that business are flipping⁴ houses but now they are saying no loans for the flippers, interesting. (Yeah) Hey, thank you.