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银行英语会话 lesson 2

时间:2006-01-03 16:00:00

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(单词翻译)

银行英语会话

 

Lesson 2  Opening an Account

 

Key Sentences

 

I'd like to open a bank account.

We offer current accounts and fixed1 deposit for individuals.

What kind of accounts did you have in mind?

The minimum balance is one yuan.

Fifty dollars is the minimum original depos it.

Fill in the deposit slip first please.

There isn't any service charge.

I'd like to close my account with your bank.

Please keep the bankbook.

Press the buttons on this machine, and enter your pin number for four digits3.

 

 

Dialogue 1

 

A: May I help you, sir?

B: Yes, please. I'd like to open a bank account with you. Can you give me some information?

A: Yes, I'd be very happy to help you. Usually we offer current accounts and fixed accounts for individuals.

B: Oh, it's almost the same in America.

A: What kind of account did you have in mind

B: Well,I'd prefer to open a current account.

 

Notes

 

1. I'd like to open a bank account with you.

I'd like to do=I would like to do.

I'd like him to come.

He would like to join our discussion.

2. current accounts fixed term deposit

3. What kind of account did you have in mind?

have something in mind

What kind of account would you like? What kind of account are you going to open?

 

once again

 

A: May I help you,sir?

B: Yes,please. I'd like to open a bank account with you. Can you give me some information?

A: Yes, I'd be very happy to help you. Usually we offer current accounts and fixed accounts for individuals.

B: Oh,it's almost the same in America.

A: What kind of account did you have in mind

B: Well, I'd prefer to open a current account.

 

 

Dialogue 2

 

A: Could you tell me something about savings4 accounts?

B: I'd love to. We call our regular savings account as passbook5 savings. You may open an account in your name.

A: Is there any minimum balance?

B: Yes, one yuan is the minimum balance. And you may make deposits or withdrawals6 at anytime, and you just need to present your passbook and a deposit slip or a withdraw slip.

A: I see. There is one more thing I'd like to know, that is, do I earn interest on the account?

B: Yes,of course, we pay the interest rate permitted for banks. Every half a year we credit the earned interest into to your account automatically.

A: I see. Thank you. By the way,when does the bank close?

B: It close at 5 P.M.

A: Thank you very much for the information.

B: You are welcome.

 

Notes

 

1. A: Could you tell me something about savings account?

B: I'd love to. Certainly. Sure. Yes, of course. By all means.

I'm sorry I can't. I'm afraid I can't help.

 

2. interest rate

What's the annual interest rate?

What's the interest rate for the current accounts?

 

Once again

 

A: Could you tell me something about savings accounts?

B: I'd love to. We call our regular savings account as passbook savings. You may open an account in your name.

A: Is there any minimum balance?

B: Yes, one yuan is the minimum balance. And you may make deposits or withdrawals at anytime, and you just need to present your passbook and a deposit slip or a withdraw slip.

A: I see. There is one more thing I'd like to know, that is, do I earn interest on the account?

B: Yes, of course, we pay the interest rate permitted for banks. Every half a year we credit the earned interest to your account automatically

A: I see. Thank you. By the way, when does the bank close?

B: It close at 5 P.M.

A: Thank you very much for the information.

B: You are welcome.

 

 

Dialogue 3

 

A: I need to open a savings account. What's the procedure for it?

B: First,you need to complete a deposit slip.

A: Any fees for the service?

B: No. There isn't any service charge. Would you like to have a password?

A: Yes, I'd like to.

B: Please press the buttons on this machine, and enter your pin number for four digit2. What sort of account do you want?

A: I'd rather open a current account.

B: The annual interest rate is 3.5%.

A: Good. I'd like to deposit 300 dollars.

 

Notes

 

1. What's the procedure for it?

I wonder how to open an account?

 

2. I'd like to deposit 300 dollars.

Deposit

He always deposit half salary in the bank.

I'd like to make a deposit of $300.

 

Once again

 

A: I need to open a savings account. What's the procedure for it?

B: First, you need to complete a deposit slip.

A: Any fees for the service?

B: No. There isn't any service charge. Would you like to have a password?

A: Yes, I'd like to.

B: Please press the buttons on this machine, and enter your pin number for four digit. What sort of account do you want?

A: I'd rather open a current account.

B: The annual interest rate is 3.5%.

A: Good. I'd like to deposit 300 dollars.

 

 

Dialogue 4

 

A: Good morning, sir. Can I help you?

B: Good morning. I want to open a checking account. Do I have to be a regular customer of your bank?

A: No sir, not at all. What you should do is to fill out this form and make your initial deposit.

B: What's the minimum deposit for opening a checking account?

A: 100 dollars.

B: I want to deposit 200 dollars.

A: Very well,sir.

B: Let me have a look at the form. You want my name, address. What does it mean by secret number?

A: We ask that for identification purpose in case you lose your passbook, sir. We use it to positively7 identify you.

B: I understand. Well, I'll fill this out. Here you are.Is that all right?

A: Yes, that's OK. Would you mind showing me your passport?

B: Of course not. Here you are. Can I write a check now?

A: Yes, you can. Here's the checkbook.

 

Notes

 

in case

Take your coat in case it rains.

In case he arrives before I get back, please ask him to wait

 

Once again

 

A: Good morning, sir. Can I help you?

B: Good morning. I want to open a checking account.

Do I have to be a regular customer of your bank?

A: No, sir, not at all. What you should do is to fill out this form and make your initial deposit.

B: What's the minimum deposit for opening a checking account?

A: 100 dollars.

B: I want to deposit 200 dollars.

A: Very well, sir.

B: Let me have a look at the form. You want my name, address. What does it mean by secret number?

A: We ask that for identification purpose in case you lose your passbook, sir. We use it to positively identify you.

B: I understand. Well, I'll fill this out. Here you are.Is that all right?

A: Yes,that's OK. Would you mind showing me your passport?

B: Of course not. Here you are. Can I write a check now?

A: Yes, you can. Here's the checkbook.

 


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点击收听单词发音收听单词发音  

1 fixed JsKzzj     
adj.固定的,不变的,准备好的;(计算机)固定的
参考例句:
  • Have you two fixed on a date for the wedding yet?你们俩选定婚期了吗?
  • Once the aim is fixed,we should not change it arbitrarily.目标一旦确定,我们就不应该随意改变。
2 digit avKxY     
n.零到九的阿拉伯数字,手指,脚趾
参考例句:
  • Her telephone number differs from mine by one digit.她的电话号码和我的只差一个数字。
  • Many animals have five digits.许多动物有5趾。
3 digits a2aacbd15b619a9b9e5581a6c33bd2b1     
n.数字( digit的名词复数 );手指,足趾
参考例句:
  • The number 1000 contains four digits. 1000是四位数。 来自《简明英汉词典》
  • The number 410 contains three digits. 数字 410 中包括三个数目字。 来自《现代英汉综合大词典》
4 savings ZjbzGu     
n.存款,储蓄
参考例句:
  • I can't afford the vacation,for it would eat up my savings.我度不起假,那样会把我的积蓄用光的。
  • By this time he had used up all his savings.到这时,他的存款已全部用完。
5 passbook 3mxzQp     
n.存折;顾客赊欠账簿
参考例句:
  • You fill out this application form and we'll issue you a passbook.你填好这张申请表,我们会给你一本存折。
  • Would you please give your withdrawal slip and your passbook?请把您的取款条和存折给我好吗?
6 withdrawals e8b79ee63bd5060c582d7b93a43ec3dd     
n.收回,取回,撤回( withdrawal的名词复数 );撤退,撤走;收回[取回,撤回,撤退,撤走]的实例;推出(组织),提走(存款),戒除毒瘾,对说过的话收回,孤僻
参考例句:
  • He has made several withdrawals from his bank account. 他从银行账户上提了几次款。 来自《简明英汉词典》
  • It is not the bank's policy to deduct interest on withdrawals. 提款需扣除利息这并非是本银行的政策。 来自辞典例句
7 positively vPTxw     
adv.明确地,断然,坚决地;实在,确实
参考例句:
  • She was positively glowing with happiness.她满脸幸福。
  • The weather was positively poisonous.这天气着实讨厌。

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